For a lot of private investors, particularly those who are just beginning to explore investment opportunities, the stock market can be intimidating and confusing. Setting up a portfolio and making investments can be expensive in and of itself, and the endless array of charts, numbers, trends, and explanations can be exceedingly complex before you get the hang of it.
If you’ve explored the idea of investing your own money and felt like this wasn’t the environment for you, relax: you’re far from the only one. If you’re particularly serious about setting up a diverse financial portfolio, you’ll unfortunately have to bite the bullet and learn how to navigate the market at some point. But in the meantime, there are plenty of appealing ways to invest your money that can allow you to steer clear of the stock market almost entirely.
Here are four such methods to consider.
Peer-to-Peer lending is a popular form of private investment that often sounds or seems more complicated than it actually is. Money Crashers has a detailed explanation of how it can work at certain sites designed to assist with lending, but the basic concept is as simple as this: as an investor, you offer to provide money to fund loans to people or small businesses who have posted a need. These borrowers seek out individuals such as yourself for assistance with loans in order to avoid the high interest and strict requirements that can be attached to bank loans. Meanwhile, you simply provide a given amount for the loan and get an eventual repayment with interest. There is a risk factor, as loans are often uninsured, but many still find this is an effective and relatively effortless way to invest.
Real Estate Investment
There are all different sorts of real estate investment to consider, and many are fairly effective ways of helping an existing investment (a home, property, room, etc.) to make you additional income. For some, it may be as simple as renting out a vacation home until it pays for itself and then some. For others, it can mean subletting a room or section of a home or apartment. And these days, even Airbnb, a service that lets you rent out your own home to travelers when you’re able, could be counted as a form of real estate investment. Of course, there are also those who make a sort of profession out of buying and selling properties for profit. However, for the average private investor, renting out space is almost a means of free income.
Forex refers to the exchange of international currencies as a means of maximizing financial value. Reference site FXCM demonstrates the potential value of this practice clearly in its EUR/USD chart, which shows the relationship between the Euro and the U.S. Dollar, one of the most popularly traded currency pairings in the world. The charts display that 1 Euro was worth about 1.25 Dollars late in 2014, and closer to 1.12 Dollars at the outset of May. That means that an investor exchanging €1,000 late in 2014 could have earned about $1,250; and now, that same investor could trade Dollars back to Euros for about €1,116, effectively turning the original 1,000 Euros into 1,116. This is merely a snapshot, but it’s a good explanation of how simply a forex trade (which can be done free of the hassle of the stock market) can pay off. The same practice can also apply to precious metals like gold and silver.
This can be a fun one, though it’s also one of the higher risk ways to invest. Startup businesses often need capital on a regular basis. While they’ve traditionally sought bank loans or meetings with investors in the past, they can now crowdfund investments online. With this development, as well as the general surge in startup culture in recent years (thanks in large part to the dynamic tech industry), there are now countless opportunities for private investors to chip in financially in exchange for small portions of new businesses. The value is the chance that the businesses take off. Seedrs is one site that has successfully supported this sort of investment in Europe, and it will soon be doing so in America as well.
Trump Comments on Stock Market’s latest drop – says it’s ‘peanuts’
Trump says Tuesday’s market drop is ‘peanuts’
President Donald Trump played down the stock market’s losses on Tuesday as “peanuts” when compared with the importance of striking a good deal with China and the gains since his election.
The Dow Jones Industrial Average “was about 16,000 or 15,000 and now it’s almost at 30,000,” Trump said at the NATO summit in London. “It’s going to be at 30,000.”
“If the stock market goes up or down — I don’t watch the stock market. I watch jobs. Jobs are what I watch,” he added. Today’s move is “peanuts compared to — we have picked up record numbers so that’s OK. That’s the way I feel.”
The major stock indexes slid Tuesday after Trump said he thinks it would be a good idea to delay signing a trade deal with China after the 2020 presidential election. The Dow Jones Industrial Average fell more than 450 points at its lows on Tuesday, led lower by trade-vulnerable Apple, Caterpillar and 3M.
“In some ways, I like the idea of waiting until after the election for the China deal, but they want to make a deal now, and we will see whether or not the deal is going to be right,” Trump told reporters before U.S. markets opened Tuesday. When asked if he had a deal deadline, he added: “I have no deadline, no. … In some ways, I think it is better to wait until after the election if you want to know the truth.”
Despite his assurances that he doesn’t watch the market’s daily moves, Trump often tweets within hours of when the U.S. equity market reaches an all-time high. He has tweeted the keyword “stock market” 107 times since his inauguration
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Ok so there’s always that time when you just wish so bad you could straight up say whats on your mind, but you know you really shouldn’t, so you don’t. Well leave it up to kids to say exactly what you’re feeling, no hesitation or regret. Check out these kids quotes that say everything you wish you could!
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How to become a better businessman in 6 steps; Priceless advice from Entrepreneurs
Become a better businessman in 6 steps following this priceless advice from accomplished entrepreneurs.
- “Do something you’re very passionate about, and don’t try to chase what is the hot passion of the day.”
Jeff Bezos accentuates having passion for what you are doing, because if you don’t love it you are much more likely to give up. It’s hard to take an idea and turn it into reality, especially by yourself or when people whom you respect tell you it can’t be done. The passion and love you give to your project will determine it’s success rate over time.
- “Don’t let people who you may respect and who you believe know what they are talking about tell you that it can’t be done.”
Pierre Omidyar continues to say that often they will tell you it can’t be done and that’s only because they don’t have the courage to try it.
- “If you know exactly who you want to be, you need to spend as much time [as possible] with people that are actually that already.”
This advice from Gary Vaynerchuk is actually priceless when it comes to success in the business world. Think as well “It’s not what you know but who you know,” and surround yourself with people you look up to. Human’s adapt to their surroundings quickly, and soon you won’t just want to be an entrepreneur, you will also know how to act like one.
- “Come up with 10 new ideas every day.”
Coming up with at least 10 new ideas every day will keep your “idea muscle” in shape, which is critical for an entrepreneur in order to keep going and stay ahead of the fast paced business world. James Altucher continues to say that once you’ve done this for about 6 months you will be an idea machine. New ideas keep passionate projects alive and ensure growth in every direction.
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- Realize that, “naturally, nobody is interested in your ideas. You have to persuade them, and you have to show them that you are the one person out there that can do it.”
Robert Greene, an American author known for his books on strategy, also says that “no one is really going to help you or give you direction.” Realizing this sooner than others will give you a head start and the ability to stop looking for recognition in others. Instead, you can focus on your passion project and make it perfect, and the world will not be able to ignore it.
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- “Don’t think about ‘how do I get big fast.’ That will happen if you build something meaningful and important.”
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Danae Ringelmann’s advice is not something to skip. If you rush your ideas or your product you will be relying on luck more than anything to create success for you. While luck is certainly involved in alot of things, relying on it or betting on it to ‘get big fast’ doesn’t help you become a better businessman. Being proud of what you create, instilling passion into your work, and working hard will ensure success more than anything.
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