Ready for a new look at the office? Check out these 11 easy Business outfits for some brand new ideas.
Check out this trendy high contrast look from YourFashWorld.
This outfit is an easy stunner because the colors do all the work for you. The simple black pants and accessories are really made into a killer outfit by the classy bright blouse.
These pieces are probably already in your closet, now you only need to throw them together and walk into work with a smile to top it off.
All this beautiful two piece from HerCanvas needs is a basic tee or colorless blouse to really make an easy stunner. Accessorize accordingly and bam! You’re the most put together, snazy chic in the office.
This piece doesn’t only look easy and trendy but also very comfy, an important factor for all day wear outfits. Maybe you’re having a bad day and just want to wear something easy and super comfy or maybe you’re just tired of blouses and suit pieces. Either way, this stunner from HerStyleCode looks comfy enough to wear to bed without looking like you did.
Need something to look more business? At TrendWear4You their 57 Cute Blazer Outfits give so many ideas to help give an easy business boost to your casual wardrobe.
Layer it. Layering is a very easy way to bring more visual interest to your outfit. Be careful not to overdo with accessories, but other than that, you look fab!
Add a belt. That’s right. You put a beautiful classy outfit on… now snaz it up a notch with a simple belt. The small things make all the difference, especially when coming to the visual. Don’t you just love this look?
Another high contrast, you can’t go wrong with basic black. Put it together just right and wow you look so classy and chic without even trying.
Talk about it! Here’s a daily eye pleaser from nonagaya for you! Simple, easy, and stunning. The beautiful textures of the blouse and tie do everything for you.
Isn’t this classy outfit from StylishWife just so pretty? Simple colors, but that skirt and blouse combo just bring easy classy to a whole new level! Those accessories are just perfect. They take the outfit from pretty to stunning in that simple gold/black.
This outfit says “boss lady” like none other. What a gorgeous combination. Not only are the colors great, but the texture of the beautiful dress. Simple, easy, stunning.
Joe Biden Calls for President Trump’s Impeachment
Working for Yourself: Pros and Cons
Most of the people who leave their jobs and start a business of their own do this on an impulse. The reason is simple. Working in an organisation means you are answerable to the people higher up the success ladder. Often due to office politics, even the right decisions by you aren’t appreciated.
It is always fun to think that you are working for yourself. You do not have any fixed schedules to adhere to. You do not have anyone to dominate you or fire you. The independence that a personal venture brings along with it is always thrilling.
Yes, there sure are countless benefits of working for yourself. Here we have listed out a few prominent benefits that usually lure people to starting their own venture.
Advantages of working for yourself
1. You Do Not Have Boss Above You:
The most annoying aspect of a job is a boss who is there to dominate you. If you have a good and understanding boss, you are lucky. But most often bosses tend to be bullies who exploit their juniors and extract maximum work from them. People who are under such bosses would surely prefer to have their own venture.
When you start your own business or startup, you can work on your own will. You do not have to abide by anyone’s orders. This is particularly good for people who do not possess the knack of diplomacy. People who do not know how to handle different types of people or convince others in a gentle fashion should opt for a personal business or venture.
2. You Can Opt For Flexible Schedules:
Many people complain that their office schedule is so hectic that they do not get ample time with their loved ones. This is one problem you won’t face if you have your personal venture. You can schedule your work such that you get ample time with your near and dear ones.
There is no restriction regarding the time you should reach office or the time you should leave office premises.
This lack of restriction in a personal venture allows you sufficient flexibility to balance personal and professional lives. It also helps to reduce the level of stress that is very common in job life.
3. You Can Explore and Experiment:
Most creative and thoughtful people despise their jobs because the job gives them very little opportunity to explore and experiment. An age-old organisation with a set reputation will never bear the risk of experimentation from an employee. Most employees thus experience stagnancy after 2 or 3 years in a certain organisation.
This is not the case when you start your own venture. You need to be alert all the time. You need to come up with new strategies and ideas that help to increase growth of the organisation. These aspects of a business make it much more interesting than a job.
4. You Can Avoid Office Politics:
There are many individuals who are not good at tackling office politics. They do not enjoy going with the flow if they think the decision is wrong. This attitude can jeopardize their job in the long run.
A person who starts his own venture does not have to go through the ordeal of convincing the people ongoing ahead with wrong decisions out of peer pressure. You have the freedom to take the right decisions. You also have the freedom to make choices. This way you can completely avoid the politics part of the work management and ensure work gets done without wastage of time.
5. You Are The Boss:
The best part is that you are the boss when you start your own venture. You get to meet people at higher positions. You get special benefits as a businessman. You get respect in your family and social circles. No one has the right to rule over you. You have the complete control over your situation.
Disadvantages of working for yourself
Everything that has a good side has a bad side too. While there are many benefits of working for yourself, you cannot completely ignore the disadvantages. The risk is elevated in the case of a personal business. It may not be a good idea for you personally to start your own venture.
You need to possess the courage to take such risks. You also need to possess the foresight to predict the growth of the business. There are some major drawbacks of working for yourself. Here we have listed these out for your knowledge and reference.
1. You Need to Have a Strict Code of Discipline:
A high level of maturity is essential to ensure that you prosper and grow in your business. This means that you need to have a fixed set of personal etiquettes and a proper code of discipline. These are necessary to ensure that your business grows and expands.
People who lack a strict discipline may misuse the funds from the business for their personal needs. This can eventually lead to the failure of the firm and organisation. Individuals who have strong principles are capable of controlling their urges.
They make sure that they set aside a certain amount as business funds and use the rest to grow their business. They tend to use just about 20% for their own personal needs.
2. Any Failure Could Mean Monetary Loss To You:
In the initial stage of the business, any loss could mean that you need to put money from your pocket. You need to have some backup money to handle such situations. Usually traditional families are not very supportive in case of businesses.
You may not have family support and if you are not confident about your venture, their words could demotivate you. People who are capable of foreseeing such possibilities and tackling them smartly can start ventures and succeed.
3. Progress Could Be Slow and Gradual:
Patience is an important quality that every businessman should possess. Business ventures do not grow in a day. They require time, effort and dedication. They require you to consistently put in efforts. Instant gratification happens only in fairytales and if you expect the same in your life, you are being foolish.
You must try to grow gradually and save a small amount as profits. This way, the profits you save can later be used for further expansion without disrupting your income.
4. There could Be Lack of Job Security:
When you are working for a firm or organisation, you have job security if the firm is doing well. When the firm is in a loss, you simply need to switch the job and if you are good in your field, you will continue to make money.
This is not the case with a business or startup. Inspite of all the research, it is not always possible to predict whether a firm will make a profit or loss. Everyone may not be capable to handle this kind of job insecurity. This simply means that you need to plan your finances properly.
5. You Need to Have a Proper Growth Plan:
You need to have a well defined growth plan when you have your own venture. You should have a clear idea how much money you wish to make at the turn of the year and how you plan to grow.
A proper plan will help you allocate funds and grow your network accordingly. If you don’t have a proper growth plan, there are greater chances of misuse of money and finances.
Extremely Useful Tips for First Time Health Insurance Buyers
There’s nothing quite as confusing and bewildering as realizing you need to buy your own health insurance. The world of insurance policies and deductibles can be an intimidating place for newbies. So we have put together a list of extremely useful tips for first time health insurance buyers which will simplify the process and guide you past making any big mistakes.
Don’t go shopping without doing your research
First time health insurance buyers, STOP. There are some things you need to know before you call that number! Make sure you familiarize yourself with common insurance terms, what they mean, and what things are best for you and your lifestyle.
Health Insurance Terms:
- Premium: the upfront amount you’ll pay each month to have health insurance
- Deductible: the amount you’ll pay for health care services before your insurance kicks in
- Co-payment: Also called a copay, it’s a flat amount you’ll pay for specific services or medication, even if you’ve reached your deductible.
- Coinsurance: Unlike a copay, which is a flat amount, coinsurance is a fee you pay that is a percentage of the cost of a covered service.
- Out-of-pocket maximum: This the the most you’ll pay for covered health services in a single year, including your deductible, your copay, and your coinsurance. In 2020, the out-of-pocket maximum is $8,150 for individuals and $16,300 for families.
- Subsidy: Subsidies are the government’s way of helping you pay for health insurance. Obamacare technically provides three subsidy types: advance premium tax credits, cost-sharing reductions and Medicaid (more on these in a minute).
Conduct a Self Check-up
Determine how much coverage you need — and what you can afford.
If you rarely get sick or injured it might be a good option to go with a higher deductible and lower monthly cost, but if your lifestyle sees you in the doctors office more often than not, look into a low deductible and a low/no copay.
Unless you have a qualifying life event, you cannot apply whenever you want
Yes, that’s right, you cannot go without health insurance for half a year before deciding you had better buy some. Unless you have a qualifying live event, such as pregnancy or turning 26, (you cannot be insured by your parents after your 26th birthday) then you must apply during open annual enrollment. Companies typically hold open enrollment in the fall, while the U.S. government begins accepting applications on Nov. 1.
There are two types of networks
Deductibles and premiums aren’t the only factors to consider when choosing a plan.
You may also need to choose between two types of networks: PPOs and HMOs. A PPO gives you access to a broader network of doctors than an HMO, but PPOs generally cost more. Research what insurance companies your primary care physician accepts before purchasing a plan so as to not lose access to your doctor.
First-time health insurance shoppers may feel lost if they’ve relied on employer-sponsored health insurance up to this point. But health insurance doesn’t have to be complicated. Once you know what you’re looking for, where to shop, and how to keep it affordable, health insurance will be a regular part of your health – and your financial safety net.