Welcome to the New Year, Agenda Daily readers! We were doing some research and found 10 really interesting 2019 fitness trends we decided to share with you! Read on!
1. Immersive yoga set against cinematic background
This particular trend is coming from the increasing levels of stress and pressure we are all under. Viewing footage of nature, even for a short time, has a direct impact on the mood and perceived wellbeing of individuals. In fact, nature footage has been used in US medical facilities to reduce patient stress and in the treatment of dementia and other cognitive disorders.
There are countless physical benefits to a regular yoga practice and these benefits are particularly enhanced by the addition of immersive visuals. Yoga helps reduce the risk of heart related diseases, increases blood flow, improves posture and also boosts immunity. There are also many mental health benefits including the reduction of depression, stress and anxiety.
This is a trend we should all be in on. Immersed in nature, you can expect to instantly have your mind taken away from the constant worries of life to the yoga mat.
2. HIIT (High-Intensity Interval Training)
HIIT took the top spot in 2018 (and in 2014), and it is not taking a backseat this year. A HIIT workout, according to ACSM, involves “short bursts of high-intensity bouts of exercise followed by a short period of rest.” They’re usually 30 minutes or less, though they can be longer. But the main point is to get a quick and very efficient workout. The best part? You can try a HIIT workout right from your living room.
3. Combat Training
Combat Sport is competitive and usually involves one-on-one combat. This style of training is becoming increasingly popular, helping to shake up people’s fitness routines and make workouts exhilarating, fast and furious. Boxing continues to grow in popularity thanks to young, skilled fighters like Anthony Joshua who showcase UK boxing on a global stage.
Whilst boxing brings out your competitive side, it is also a full body cardiovascular and strength workout which offers a wide range of physical and mental health benefits. Additionally, it is a fun and exciting way to keep fit, helping to relieve stress and tension and teaching new martial arts and self-defence skills.
4. Body-weight Training
This modality uses just your body-weight—think push-ups and planks—to get you sweating. We’re big fans of no-equipment or DIY equipment workouts because they’re extremely convenient—great for any time, any where. And, well, they work. Your body itself is truly a great resistance training tool.
5. Mastering the basics
Bringing your training back to basics is set to grow in popularity in 2019. There is a shift back to the old tried and tested techniques, as many individuals have been losing sight of the reasons why they are working out.
6. The rise of low impact training
Low impact (LI) workouts focus on movements that reduce the impact put through the joints while keeping the intensity up. To generate different levels of intensity, LI classes incorporate tempo, pauses and interval training. HIIT has been a huge trend in recent years, but with so many of us living with chronic stress and high cortisol and inflammation levels, it isn’t always the best idea.
More and more people are over training and coming away from packed HIIT classes with injuries that could have been avoided. LI provides people with a workout that minimizes that flight or fight reaction, minimizes the chance of impact-related injury, but still gives you a solid workout. Low impact training requires you to grit your teeth, load up and keep going.
7. Functional Fitness Training
One of the most practical items on the list, functional fitness training is using exercise “to improve balance, coordination, strength, and endurance to improve activities of daily living.” A squat, for example, is a functional exercise because it can mimic the motions it takes to bend down and pick something up off the floor. According to ACSM, this trend is on the rise in part thanks to the increase of fitness programs that cater to older adults.
8.Employing Certified Fitness Professionals
As the fitness industry grows, there’s an increased importance and emphasis on hiring certified professionals. Professionals predict that next year, just like last year, the industry will continue prioritizing hiring professionals that have been accredited through “educational programs and certification programs that are fully accredited for health/fitness professionals.”
9. Group Training
Nothing holds us more accountable than working out in a group. It first appeared among its top 20 trends in 2017, and innovation in the industry—like online group workout classes—are keeping it high on the list.
10. Wearable Technology
Wearable technology, like smart watches, fitness trackers, heart monitors, and more, has ranked in the top three trends every year since 2016. The merging of fitness and tech shows no signs of going anywhere, so expect to see even more ways to track and monitor your fitness in 2019.
Working for Yourself: Pros and Cons
Most of the people who leave their jobs and start a business of their own do this on an impulse. The reason is simple. Working in an organisation means you are answerable to the people higher up the success ladder. Often due to office politics, even the right decisions by you aren’t appreciated.
It is always fun to think that you are working for yourself. You do not have any fixed schedules to adhere to. You do not have anyone to dominate you or fire you. The independence that a personal venture brings along with it is always thrilling.
Yes, there sure are countless benefits of working for yourself. Here we have listed out a few prominent benefits that usually lure people to starting their own venture.
Advantages of working for yourself
1. You Do Not Have Boss Above You:
The most annoying aspect of a job is a boss who is there to dominate you. If you have a good and understanding boss, you are lucky. But most often bosses tend to be bullies who exploit their juniors and extract maximum work from them. People who are under such bosses would surely prefer to have their own venture.
When you start your own business or startup, you can work on your own will. You do not have to abide by anyone’s orders. This is particularly good for people who do not possess the knack of diplomacy. People who do not know how to handle different types of people or convince others in a gentle fashion should opt for a personal business or venture.
2. You Can Opt For Flexible Schedules:
Many people complain that their office schedule is so hectic that they do not get ample time with their loved ones. This is one problem you won’t face if you have your personal venture. You can schedule your work such that you get ample time with your near and dear ones.
There is no restriction regarding the time you should reach office or the time you should leave office premises.
This lack of restriction in a personal venture allows you sufficient flexibility to balance personal and professional lives. It also helps to reduce the level of stress that is very common in job life.
3. You Can Explore and Experiment:
Most creative and thoughtful people despise their jobs because the job gives them very little opportunity to explore and experiment. An age-old organisation with a set reputation will never bear the risk of experimentation from an employee. Most employees thus experience stagnancy after 2 or 3 years in a certain organisation.
This is not the case when you start your own venture. You need to be alert all the time. You need to come up with new strategies and ideas that help to increase growth of the organisation. These aspects of a business make it much more interesting than a job.
4. You Can Avoid Office Politics:
There are many individuals who are not good at tackling office politics. They do not enjoy going with the flow if they think the decision is wrong. This attitude can jeopardize their job in the long run.
A person who starts his own venture does not have to go through the ordeal of convincing the people ongoing ahead with wrong decisions out of peer pressure. You have the freedom to take the right decisions. You also have the freedom to make choices. This way you can completely avoid the politics part of the work management and ensure work gets done without wastage of time.
5. You Are The Boss:
The best part is that you are the boss when you start your own venture. You get to meet people at higher positions. You get special benefits as a businessman. You get respect in your family and social circles. No one has the right to rule over you. You have the complete control over your situation.
Disadvantages of working for yourself
Everything that has a good side has a bad side too. While there are many benefits of working for yourself, you cannot completely ignore the disadvantages. The risk is elevated in the case of a personal business. It may not be a good idea for you personally to start your own venture.
You need to possess the courage to take such risks. You also need to possess the foresight to predict the growth of the business. There are some major drawbacks of working for yourself. Here we have listed these out for your knowledge and reference.
1. You Need to Have a Strict Code of Discipline:
A high level of maturity is essential to ensure that you prosper and grow in your business. This means that you need to have a fixed set of personal etiquettes and a proper code of discipline. These are necessary to ensure that your business grows and expands.
People who lack a strict discipline may misuse the funds from the business for their personal needs. This can eventually lead to the failure of the firm and organisation. Individuals who have strong principles are capable of controlling their urges.
They make sure that they set aside a certain amount as business funds and use the rest to grow their business. They tend to use just about 20% for their own personal needs.
2. Any Failure Could Mean Monetary Loss To You:
In the initial stage of the business, any loss could mean that you need to put money from your pocket. You need to have some backup money to handle such situations. Usually traditional families are not very supportive in case of businesses.
You may not have family support and if you are not confident about your venture, their words could demotivate you. People who are capable of foreseeing such possibilities and tackling them smartly can start ventures and succeed.
3. Progress Could Be Slow and Gradual:
Patience is an important quality that every businessman should possess. Business ventures do not grow in a day. They require time, effort and dedication. They require you to consistently put in efforts. Instant gratification happens only in fairytales and if you expect the same in your life, you are being foolish.
You must try to grow gradually and save a small amount as profits. This way, the profits you save can later be used for further expansion without disrupting your income.
4. There could Be Lack of Job Security:
When you are working for a firm or organisation, you have job security if the firm is doing well. When the firm is in a loss, you simply need to switch the job and if you are good in your field, you will continue to make money.
This is not the case with a business or startup. Inspite of all the research, it is not always possible to predict whether a firm will make a profit or loss. Everyone may not be capable to handle this kind of job insecurity. This simply means that you need to plan your finances properly.
5. You Need to Have a Proper Growth Plan:
You need to have a well defined growth plan when you have your own venture. You should have a clear idea how much money you wish to make at the turn of the year and how you plan to grow.
A proper plan will help you allocate funds and grow your network accordingly. If you don’t have a proper growth plan, there are greater chances of misuse of money and finances.
Extremely Useful Tips for First Time Health Insurance Buyers
There’s nothing quite as confusing and bewildering as realizing you need to buy your own health insurance. The world of insurance policies and deductibles can be an intimidating place for newbies. So we have put together a list of extremely useful tips for first time health insurance buyers which will simplify the process and guide you past making any big mistakes.
Don’t go shopping without doing your research
First time health insurance buyers, STOP. There are some things you need to know before you call that number! Make sure you familiarize yourself with common insurance terms, what they mean, and what things are best for you and your lifestyle.
Health Insurance Terms:
- Premium: the upfront amount you’ll pay each month to have health insurance
- Deductible: the amount you’ll pay for health care services before your insurance kicks in
- Co-payment: Also called a copay, it’s a flat amount you’ll pay for specific services or medication, even if you’ve reached your deductible.
- Coinsurance: Unlike a copay, which is a flat amount, coinsurance is a fee you pay that is a percentage of the cost of a covered service.
- Out-of-pocket maximum: This the the most you’ll pay for covered health services in a single year, including your deductible, your copay, and your coinsurance. In 2020, the out-of-pocket maximum is $8,150 for individuals and $16,300 for families.
- Subsidy: Subsidies are the government’s way of helping you pay for health insurance. Obamacare technically provides three subsidy types: advance premium tax credits, cost-sharing reductions and Medicaid (more on these in a minute).
Conduct a Self Check-up
Determine how much coverage you need — and what you can afford.
If you rarely get sick or injured it might be a good option to go with a higher deductible and lower monthly cost, but if your lifestyle sees you in the doctors office more often than not, look into a low deductible and a low/no copay.
Unless you have a qualifying life event, you cannot apply whenever you want
Yes, that’s right, you cannot go without health insurance for half a year before deciding you had better buy some. Unless you have a qualifying live event, such as pregnancy or turning 26, (you cannot be insured by your parents after your 26th birthday) then you must apply during open annual enrollment. Companies typically hold open enrollment in the fall, while the U.S. government begins accepting applications on Nov. 1.
There are two types of networks
Deductibles and premiums aren’t the only factors to consider when choosing a plan.
You may also need to choose between two types of networks: PPOs and HMOs. A PPO gives you access to a broader network of doctors than an HMO, but PPOs generally cost more. Research what insurance companies your primary care physician accepts before purchasing a plan so as to not lose access to your doctor.
First-time health insurance shoppers may feel lost if they’ve relied on employer-sponsored health insurance up to this point. But health insurance doesn’t have to be complicated. Once you know what you’re looking for, where to shop, and how to keep it affordable, health insurance will be a regular part of your health – and your financial safety net.
Trump Tries to Meet with Xi, but Uses Hong Kong Strife as an Excuse
The equity markets tumbled in mid-August, a global trade tension started to peak and economic data in the US, China and Europe, started to show contraction. While President Trump was quick to point to how well the US economy is performing, the administration decided that some of the items that were announced to experience tariffs as of September 1, will now only receive a tariff beginning December 15, 2019. Trump is in a bind. He wants to portray that he is in a strong negotiating position but realizes that China is not going to bend to his tactics. Many of the forward looking US economic reports are now pointing to contraction which is now what Trump wants ahead of the 2020 campaign season.
Trump Uses Hong Kong Strife to Try to Speak to Xi
President Trump suggested that he would be willing to have a “personal meeting” with China’s President Xi to discuss the escalating crisis in Hong Kong. China views the issue in Hong Kong as purely a domestic matter and would not likely want a meeting based in this issue. The US has warned China it must respond humanely to the protests if it wants to strike a trade deal.
Trump is trying to use any measure to try to needle China and get them back to the negotiating table in a way that would help the US. President Trump’s statement via Twitter marked a shift in tone in his public statements regarding the situation in Hong Kong. Trumps tweets came amid growing concern within the administration that China would respond with military force to the antigovernment protests that have shut down Hong Kong’s major international airport.
Hong Kong Growth Contracts
The Hong Kong government now believes that growth will be close to zero making investing into Hong Kong a risky scenario. Hong Kong receives special treatment from the United States. If this were changed, it could lead to a liquidation of many Hong Kong assets. Senator Marco Rubio has introduced a bipartisan bill that threatens to revoke Hong Kong’s special trade status with the US if Beijing intervenes in the city. Beijing has reacted angrily to US congressmen’s comments, citing them as further evidence of American involvement in China’s internal affairs.
Trump Blames the Fed
President Trump continues to blame the Federal Reserve the decline and volatility in US stocks. Most believe its trade and the weak data that has followed including the Chinese and German data, which has been adversely impacted by the trade conflict between the US and China. The trade war is overwhelming and the Fed’s last change in monetary policy did little as Trump quickly reverted to fighting his war with China. The Fed might reduce rates further but will be unable to help the market unless China and the US come to some form a trade agreement. For this to occur, the US will likely have to agree to something that is softer than what they had originally expected.